Payment History 35% of Your Credit Score

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willfrazierIf you were going to lend someone money you would pay attention to how that person paid others back in the past right?

 

Payment history is one of the most important items on your credit report since it makes up the largest percentage of what is calculated into your score.

 

Items That Affect Your Payment History

Credit Cards

Retail Accounts

Loans

Mortgages

Finance Companies

What Information is Considered

How Much Was Owed

How Recent Did it Happen

How late was the payment (30,60,90 days)

How Many Late Payments You Have

 

Having a strong payment history on your credit report will help you look better to lenders when you need a loan for that new home, to upgrade your car or whatever the need may be.

 

PAY ON TIME!

Contact:

Clean Slate Credit LLC

Owner-Will Frazier

334-430-5296

www.cleanslatecredit4u.com

 

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